In 2017, Chris published The Millennial's Guide to Making Happiness and did a TEDx talk shortly after on MESH: his system for happier living based on travels to 41 countries. Seeing how money could indeed buy happiness through a sense of freedom and.
Chris Butsch Credit Cards WriterIn 2017, Chris published The Millennial's Guide to Making Happiness and did a TEDx talk shortly after on MESH: his system for happier living based on travels to 41 countries. Seeing how money could indeed buy happiness through a sense of freedom and.
Written By Chris Butsch Credit Cards WriterIn 2017, Chris published The Millennial's Guide to Making Happiness and did a TEDx talk shortly after on MESH: his system for happier living based on travels to 41 countries. Seeing how money could indeed buy happiness through a sense of freedom and.
Chris Butsch Credit Cards WriterIn 2017, Chris published The Millennial's Guide to Making Happiness and did a TEDx talk shortly after on MESH: his system for happier living based on travels to 41 countries. Seeing how money could indeed buy happiness through a sense of freedom and.
Credit Cards Writer Dylan Pearl Credit Cards EditorOver a decade of editorial experience across a number of publications and more than 60 countries visited have given Dylan Pearl a wealth of travel knowledge, and the tools to effectively communicate that knowledge to others. Dylan has made it his mis.
Dylan Pearl Credit Cards EditorOver a decade of editorial experience across a number of publications and more than 60 countries visited have given Dylan Pearl a wealth of travel knowledge, and the tools to effectively communicate that knowledge to others. Dylan has made it his mis.
Dylan Pearl Credit Cards EditorOver a decade of editorial experience across a number of publications and more than 60 countries visited have given Dylan Pearl a wealth of travel knowledge, and the tools to effectively communicate that knowledge to others. Dylan has made it his mis.
Dylan Pearl Credit Cards EditorOver a decade of editorial experience across a number of publications and more than 60 countries visited have given Dylan Pearl a wealth of travel knowledge, and the tools to effectively communicate that knowledge to others. Dylan has made it his mis.
| Credit Cards Editor
Updated: Mar 28, 2024, 3:54pm
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World Elite Mastercard credit cards offer top-tier travel and lifestyle benefits. When you apply for a specific World Elite Mastercard from a card-issuing bank, your total benefits will be a mix of what your bank offers and what Mastercard offers.
Note that in some cases, your bank may opt out of some of the benefits offered by Mastercard, so be sure to read your Guide to Benefits carefully before making any assumptions. But generally speaking, most World Elite Mastercard credit cards will include important benefits to make life—especially travel—easier.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
IHG One Rewards Premier Credit Card On Chase Bank USA, NA's Website Welcome Bonus Earn 140,000 Bonus Points Annual Fee Credit Score Good, Excellent Regular APR 21.49% - 28.49% VariableCredit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
The World Elite Mastercard is Mastercard’s top-tier card program out of the trio it offers (the other two being the World Mastercard and the Mastercard). The program’s benefits are generally geared toward improving hotel stays with things like rate guarantees and free upgrades at three-star hotels and up.
World Elite Mastercards typically require excellent or good credit to apply—defined by FICO as a score of 670 and up—and may carry an annual fee. If you don’t frequently stay at high-end hotels, you may find a World Mastercard or the standard Mastercard to be a better fit.
World Elite Mastercards currently provide the following short-term offers from third-party merchants, which also extend to regular World Mastercards:
Here are some of the most important benefits included with a World Elite Mastercard:
If you book a three-star or higher hotel stay through Mastercard Travel & Lifestyle Services and you encounter any problems with the hotel, you can contact the number on your itinerary and a 24/7 lifestyle manager will attempt to “make it right” through the remainder of your stay.
If arrangements cannot be made with your existing hotel, your lifestyle manager can use up to $1,000 to find you a comparable stay nearby.
If you book a qualified, prepaid hotel stay through Mastercard Travel & Lifestyle Services and then later find that exact same stay for less, Mastercard will refund the difference.
You must submit your claim at least 72 hours before the date of your check-in (not the hour) and any hotel-specific cancellation fees may be deducted from your refund amount.
Your World Elite Mastercard grants you access to exclusive upgrades, perks and discounts at over 4,000 four- and five-star luxury hotels and resorts worldwide. These may include complimentary breakfast for two, late checkout, room upgrades, rate discounts and more, subject to availability.
To access these perks, you must book your stay through Mastercard Travel & Lifestyle Services.
Your World Elite Mastercard also grants you 24/7 access to a personal assistant who can arrange last-minute bookings, reserve tables, track down hard-to-find items and more.
All Mastercard holders get access to Priceless.com, which is a booking site for “unforgettable experiences and valuable everyday discounts” in travel destinations worldwide.
These can range from tours of the Louvre to watching batting practice for the Atlanta Braves. There are also dozens of complimentary digital experiences, such as virtual cooking classes.
In addition to your 24/7 World Elite concierge, you’ll get access to a separate Golf Concierge Service that can help you book tee times at exclusive courses in the U.S., Scotland and Ireland.
The program offers access to exclusive tickets, discounts and events at major championships like the Open, Women’s Open and Arnold Palmer Invitational.
Some World Elite Mastercards may include up to $1,000 in annual cellphone protection ($600 max per claim, 2 claims per year) if your phone is damaged or stolen.
However, card issuers like Chase and Capital One may not always honor the full suite of benefits offered by Mastercard. Be sure to read your Guide to Benefits before assuming you’ll have cellphone protection or any other benefits we’ve mentioned.
Finally, your World Elite Mastercard includes ID theft protection, zero liability protection and discounts on McAfee cyber security. You can also call Mastercard Global Services any time to report a lost or stolen card and receive an emergency replacement.
For a more in-depth look at the best options available, check out our list of best Mastercards.
No single credit card is the best option for every family, every purchase or every budget. We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers.
World Elite Mastercard credit cards offer some of the strongest travel and lifestyle benefits you can find from a payment processing company. While card-issuing banks will offer most of the traditional rewards card benefits—such as cash-back earnings, travel redemption bonuses and trip interruption insurance—Mastercard’s umbrella benefits can still help your travel plans, especially your hotel stays, go much more smoothly.
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Credit Cards WriterIn 2017, Chris published The Millennial's Guide to Making Happiness and did a TEDx talk shortly after on MESH: his system for happier living based on travels to 41 countries. Seeing how money could indeed buy happiness through a sense of freedom and safety, Chris began educating Gens Y and Z on all things money-related: how to save it, spend it and invest it wisely. He currently writes for Forbes Advisor, Fortune Recommends, ConsumerAffairs and others and speaks to college students through CAMPUSPEAK.
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